Central Gvt. Schemes

Central government schemes for you

Stand up for your dream…Central Government stands for you….
Here are some of the important Central Government Schemes and Projects we must know. Find out how they would help you.
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Join the Government of India’swar against poverty. We have to equip all with adequate skills to earn livelihood. India should emerge as the capital of Human Resources.The initiatives include National Skill Development Mission, National Policy for Skill Development and Entrepreneurship, Pradhan Mantri Kaushal Vikas Yojana and the Skill Loan scheme.

Scheme would provide young workforce in India world class training to gain technical expertise in their concerned fields. The skills training would be in line with latest technologies coupled with personality development and management skills so that our youth confidently compete globally in their trade.

The programme wants to ensure that government is connected to serve people electronically and that People are equipped with and can easily access latest information and technology for their work and living.


Programme to attract global investors to invest in domestic market and thus transform India into a manufacturing hub for the entire world.It benefits the youth for it brings huge job opportunities. The government has identified a total of 25 different sectors on which it would focus.


Here begins the journey of entrepreneurship through Start-ups. The Government fosters entrepreneurship and promotes innovation by creating an ecosystem that is conducive for growth of Start-ups. The Government is committed to make India the hub of innovation, design and Start-ups.


Missionto ensure bank account for every Indian. In this mass drive, more than 15 million saving accounts were opened across the country with almost all public sector banks participating in it. This is the first ever financial inclusion program launched in the country.


Security scheme for giving monthly pension to people above 60 years of age. If you work in the unorganised sector, do join the scheme. Scheme is open to Citizens who are between 18-40 years of age.


scheme has made remarkable achievements in electrifying Rural India. The object is to provide andensure in every home round the clock power and uninterrupted supply.


This is a social security schemeproviding Insurance for accidental deaths, partial or permanent disability. The scheme providesRs 2 lakh for accidental death and Rs.1 lakh in case of partial disability. This scheme is available for people between 18 to 70 years. The Insurance scheme wants to ensure that it reaches the population in rural areas andthat they can enjoy the benefits at minimum contributions.

Under PMSBY scheme, the subscriber has to just pay Rs 12 per year and enjoy an insured life of up to Rs 2 lakhs. The scheme needs very less paper works.


Government Scheme providing life insurance of Rs 2 lakh with a premium of Rs 330 per year.Thisis a term life insurance for the policy holder at the lowest cost on yearly basis.Age group for enrolment of 18 years to 50 years

Other requirement: A functional saving bank account.


PMAY is a “Housing for All” scheme to enable better living. The government has identified 305 cities and towns across nine states for implementation of this scheme.A total of around 2 crore houses is planned to beconstructed across the length and breadth of the country and provide housing to all by the year 2022.


Swachh Bharat Mission is a national campaign by the Government of India covering 4,041 statutory cities and towns, to clean the streets, roads and infrastructure of the country.


Developing constituencies through MP fund. The guidelines for rural development under the scheme have already been issued by the Honourable Prime Minister in October 2014.


It has been identified that 45 per cent of the farm lands in India are accessible to the irrigation channels while the remaining 55 per cent depends on traditional irrigation methods. This effort would ensureadequate infrastructural arrangements to connect maximum fields in the country to proper irrigation system.


Micro Units Development and Refinance Agency (MUDRA)is an aggressive scheme launched by the central government todevelop micro units and refinance MFIs to encourage entrepreneurship in India. Banking benefits like credits, loans, and insurance are aimed to reach people in in rural and far flung areas.MUDRA bank would regulate the micro finance to the rural and needy population.


PradhanMantri Mudra Bank Loan Yojana (PMMY)

The scheme facilitates the micro units and provides them sufficient funds in order to develop. Also, there are schemes primarily aimed at promoting the entrepreneurship among the SCs, STs and women by providing finances to them in their establishing new businesses.


The resources of the PMNRF are utilized primarily to render immediate relief to families of those killed in natural calamities like floods, cyclones and earthquakes, etc. and to the victims of the major accidents and riots. Assistance from PMNRF is also rendered, to partially defray the expenses for medical treatment like heart surgeries, kidney transplantation, cancer treatment, etc. The fund consists entirely of public contributions and does not get any budgetary support. Disbursements are made with the approval of the Prime Minister. You get more details and application form here….


Citizens can also contribute generously. Payment may be made by cheque/draft/cash in the name of “Prime Minister`s National Relief Fund” and sent to the Prime Minister`s Office, South Block, New Delhi-110011. As per directions on the subject the nationalized banks will not charge any commission on preparation of drafts favouring the PMNRF.

Under this scheme, the government would run several micro campaigns and workshops to ensure that that the welfare needs of the poor population are met and taken care of.


The scheme is for financial empowerment of the girl child. The parents of any girl child below 10 years can open a saving account for their daughters.The tenure of SukanyaSamriddhi Account is 21 years from the date of opening. On completion of term, they can withdraw the money and use it for her marriage or higher education. A partial withdrawal of not more than 50 per cent for these purposes is also permissible under the scheme on her attaining 18 years. The scheme offers a high rate of return, even much higher than PPF and the depositor gets complete tax exemption for whatever amount invested under 80C of income tax.


Digilocker is a space provided by Government of India where you can upload all your important documents in digital format and use them whenever you have to furnish it anywhere to government authorities. This drive has paved way for paperless environment.


eBasta provides for online learning using digital books. Students would no more have to go and buy their books from the book shops. The publishers also need not worry about pirated versions or supply channel flaws.

Students will have to just login and download their study material, which they can use for learning at their computers and tablets. The era of interactive learning has begun.